The world has been abuzz with discussions around global warming, climate change catastrophes and a range of increasingly severe hurricanes and storms occurring around the world. Of course, the USA is no stranger to climate disasters with category 5 hurricanes now becoming a reality for the nation to face head on.
The devastation to homes, businesses and community spaces and organizations has been widespread throughout the USA for years. But as climate events like Hurricane Milton drew international attention to the preparation, concern and mitigation that comes with change, businesses in particular are stepping up and realizing the need for extensive flood protection.
Businesses have to protect themselves from the immediate and long-term risk of flood damage and factor it into their operational strategies. Flash flooding, storm surges and hurricanes can impact everything from building sites to daily operations and create a growing risk as climate change increases.
This can lead to operational downtime, a common scenario for businesses with physical locations along the coast and near river networks but also in urban settings. There are very few areas in the United States (despite the vast array of terrain and weather conditions) that are entirely safe from the operational repercussions of flood damage.
A simple mental calculation of partial or complete downtime per hour over the course of months, will give you an indication of the financial risk you face, as well as loss of sales, higher insurance premiums and any legal costs associated with a lack of preparation for employees and customers alike.
While you can't control the climate, you can control how prepared for it you are - and this should be an essential part of your risk and operational strategies.
We've touched briefly on the fact that insurance premiums can increase if you operate in a high-risk area for flooding and climate crises. In fact, access to insurance at all is a growing concern amongst Americans who want financial protection but can't convince these insurers that their risk profile is low enough.
It is possible to decrease your insurance premiums with many providers if you have the right precautions in place and can prove you've taken measures to increase flood protection and mitigate future damage. Let's take a look at this in a little more detail.
You may be eligible for a change in insurance contributions that offer the same reward if you can prove you have a flood barrier at the ready. In some cases this will come in the form of a discount, in others it will enable you to access insurance packages typically not available in your area and in others, it can increase your payout in the event of a flood. At this point they should be able to provide you with an insurance assessment
Making sure you've got a documented log of your flood protection barriers and efforts can help you make a case. In the same way you'd document communications in a dispute, you should be thorough and have an easy-to-follow paper trail detailing your efforts and investments.
This can also prove useful later, in the event a claim is denied or you need to take legal action. Future you will thank you for thinking ahead.
Having reliable flood protection means you are less likely to claim for damage. This is the case with temporary and automatic flood barriers. So if you're willing to opt in for a higher deductible, you can decrease your monthly insurance premiums with the peace of mind that you're unlikely to have to pay for a disaster later.
It's still a risk in that you can't entirely predict the future but it decreases the likelihood. If you do have to pay a deductible before insurance kicks in, you would likely make it up with the savings from lower monthly premiums. While deciding, use your flood logs to look at the number of instances and assess risk.
In most cases, it can pay to get the company lawyer to go through the policy with a fine-tooth comb and determine whether it aligns with local regulations and where there is an opportunity for cost savings if you have the necessary flood protection barriers in place.
Rising floodwaters are a risk for any business but it's a risk that can be managed well with the right flood control. Geodesign barriers serve as a flood wall that can be deployed quickly and help you keep your property and operations safer.
Gone are the days of piling sandbags as the only way to protect offices, work sites and consumer operations from floods. They don't provide a watertight seal and often don't have the protection height you need to prevent loss and damage to your buildings.
While they can be a helpful starting point, most operations will need more than that to truly manage damage from increasing water pressure and water infiltration.
An Elemental flood barrier for offices and smaller locations, Industrial barrier for protecting larger sites (of unlimited lengths) or an Heavy-Duty solution for complexes and major flooding. You can combine these with sandbags, building reinforcements and smart safety choices (such as quickly turning off electrical input) for the best results. But with the right barrier, you typically won't need more.
For preventative measures, subscribe to weather alerts and get set up with quick installation as soon as you can before the storm occurs, for the best results. Even heavy rainfall and initial winds can cause damage to a project or work site, whether you're in the city or the country.
Fire isn't typically associated with storms but it helps to have smoke alarms, automated irrigation systems and barriers if you want a truly robust climate change protection system that goes beyond flooding.
Maximum Dam height | 16 - 24" |
Set up time 100 m / 5 men | 30 minutes |
Footprint barrier | 17 - 28" |
Section Width (ctc) | 36" / 39" |
Barrier support Weight | 2.2 - 8.8 lbs |
Maximum Dam height | 24 - 48" |
Set up time 100 m / 5 men | 35 - 70 minutes |
Footprint barrier | 22 - 57" |
Section Width (ctc) | 31 - 39" |
Barrier support Weight | 20 - 33 lbs |
Get in touch with our team at Geodesign Barriers to find out which of our highly durable and award-winning flood barrier solutions is best for your company's protection. They're easy to deploy, store and maintain and can mean the difference between notable business loss and reliable protection for your business.